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Thursday, 19 February 2026

Indian Polity MCQ


1.The Chief Minister of a Union Territory where such a set up exists, is appointed by the

(a)Lt, Governor

{b) Majority party in Legislature

(c) President

(d) Prime Minister

Answer: Lt. Governor

,2. In case a President dies while in office, the vice President can act as President for

maximum period of

(a) 1 years

(b) 3 months

(c) 6 months

(d) 2 years

Answer; 6 months

3.The Union Council of Ministers consists of

(a) Cabinet Ministers, Minister of State and Deputy Ministers

(b) Cabinet Ministers and Chief Ministers of the States

(c) Prime Minister

(d) Cabinet Ministers

Answer: Cabinet Ministers, Minister of State and Deputy Ministers

4.Who administers the oath of office to the Presi$ent of India before he enters upon the office ?

(a) Chief Justice I

(b) Speaker t

(c) Vice President

(d) Prime Minister

Answer: Chief Justice

5.Who among the following enjoys the rank of a Cabinet Minister of the Indian Union?

(a) None of the Above

(b) Deputy Chairman of the Planning Commission

(c) Deputy Chairman, Rajya Sabha

(d) Secretary to the Government of lndia

Answer: Deputy Chairman of the Planning Commissioner






Tag:"Prepare for competitive exams with free mock tests, study materials, previous year papers, and expert tips. Boost your success in UPSC, SSC, Banking, and more."

Need for diversity in the judiciary

 Need for diversity in the judiciary

A diverse judiciary is essential for legitimacy, fairness, and effective justice in pluralistic societies like India. It builds public trust by reflecting societal demographics, brings varied life experiences to reduce biases, enriches decision-making, and ensures courts better address issues affecting marginalized groups.

Key arguments include:

Legitimacy & trust — Underrepresented groups perceive the system as fairer and more inclusive.

Better rulings — Diverse perspectives challenge assumptions and lead to nuanced outcomes, especially in social justice cases.

Reduced bias — Broader backgrounds counter dominant viewpoints.

In India, the higher judiciary (Supreme Court and High Courts) remains disproportionately upper-caste, male, and majority-community dominated, despite no formal reservations for these posts (unlike in subordinate courts).

Recent data (as of early 2026):

From 2021 to January 2026, of 593 High Court appointments, only ~4% SC (26), ~2% ST (14), ~14% OBC (80), with nearly 80% from upper castes.

Women: ~14–17% in recent High Court appointments; currently ~110–130 women in High Courts (out of ~800+ sanctioned strength), and just 1–2 in the Supreme Court (out of 33–34 judges).

Religious minorities: <5–6% in higher judiciary.

Since 2018–2024/2026 periods show similar patterns: ~20% SC/ST/OBC combined in some datasets, women <15%, minorities <5%.

Supreme Court: Dominated by upper-caste Hindu men; limited SC (1–3), OBC (few), no ST, and minimal women representation.

This imbalance persists amid huge pendency (>90,000 in Supreme Court, crores overall) and low judge-population ratio.

Recent developments include:

A Private Member's Constitution (Amendment) Bill, 2026 (introduced by DMK MP P. Wilson) proposing proportional representation for SC, ST, OBC, women, and religious minorities in Supreme Court/High Court appointments, plus regional Supreme Court benches (e.g., in Kolkata, Mumbai, Chennai) to improve access and address backlog/diversity.

Government efforts encourage collegiums to consider diversity, but no mandatory quotas; appointments remain collegium-driven.

Counterarguments note that merit and impartiality should remain primary, but evidence shows diversity strengthens (not weakens) these by broadening viewpoints without quotas overriding qualifications.

Overall, greater diversity—via transparent processes, wider talent outreach, and potential reforms—is vital for an equitable, credible judiciary that upholds constitutional values like equality in India's diverse society. 



Tag:judiciary, diversity, representation, justice, courts, inclusion, legal system

Exploring the importance of diversity in the judiciary to ensure fairness, representation, and public trust in the legal system.



Exploring the importance of diversity in the judiciary to ensure fairness, representation, and public trust in the legal system.

 

A diverse judiciary is essential for legitimacy, fairness, and effective justice in pluralistic societies like India. It builds public trust by reflecting societal demographics, brings varied life experiences to reduce biases, enriches decision-making, and ensures courts better address issues affecting marginalized groups.

Key arguments include:

Legitimacy & trust — Underrepresented groups perceive the system as fairer and more inclusive.

Better rulings — Diverse perspectives challenge assumptions and lead to nuanced outcomes, especially in social justice cases.

Reduced bias — Broader backgrounds counter dominant viewpoints.

In India, the higher judiciary (Supreme Court and High Courts) remains disproportionately upper-caste, male, and majority-community dominated, despite no formal reservations for these posts (unlike in subordinate courts).

Recent data (as of early 2026):

From 2021 to January 2026, of 593 High Court appointments, only ~4% SC (26), ~2% ST (14), ~14% OBC (80), with nearly 80% from upper castes.

Women: ~14–17% in recent High Court appointments; currently ~110–130 women in High Courts (out of ~800+ sanctioned strength), and just 1–2 in the Supreme Court (out of 33–34 judges).

Religious minorities: <5–6% in higher judiciary.

Since 2018–2024/2026 periods show similar patterns: ~20% SC/ST/OBC combined in some datasets, women <15%, minorities <5%.

Supreme Court: Dominated by upper-caste Hindu men; limited SC (1–3), OBC (few), no ST, and minimal women representation.

This imbalance persists amid huge pendency (>90,000 in Supreme Court, crores overall) and low judge-population ratio.

Recent developments include:

A Private Member's Constitution (Amendment) Bill, 2026 (introduced by DMK MP P. Wilson) proposing proportional representation for SC, ST, OBC, women, and religious minorities in Supreme Court/High Court appointments, plus regional Supreme Court benches (e.g., in Kolkata, Mumbai, Chennai) to improve access and address backlog/diversity.

Government efforts encourage collegiums to consider diversity, but no mandatory quotas; appointments remain collegium-driven.

Counterarguments note that merit and impartiality should remain primary, but evidence shows diversity strengthens (not weakens) these by broadening viewpoints without quotas overriding qualifications.

Overall, greater diversity—via transparent processes, wider talent outreach, and potential reforms—is vital for an equitable, credible judiciary that upholds constitutional values like equality in India's diverse society

Tag:judiciary, diversity, representation, justice, courts, inclusion, legal system 






The Reality of Indian Democracy: Heading into 2026 Challenges and Opportunities

 

As of mid-February 2026, India's democracy remains a global paradox—boasting the world's largest electorate, rapid economic growth, and ambitious international positioning, while facing persistent critiques of institutional strain, backsliding tendencies, and deepening inequalities. With Prime Minister Narendra Modi's BJP consolidating power through recent state victories and gearing up for key 2026 assembly elections, the system delivers electoral participation and development scale but grapples with questions of accountability, minority protections, and corporate influence. Recent events, from the India AI Impact Summit to Republic Day reflections, highlight both aspirations and tensions.

Electoral Resilience and Dominant-Party Stability

India's democratic core—massive, largely free elections—continues to function effectively. The 2024 Lok Sabha results showed voter pushback against overreach, with the opposition INDIA bloc gaining ground. In 2025, BJP triumphs in states like Bihar reinforced its organizational edge, setting the stage for 2026 polls in multiple states and a Union Territory. Analysts describe a return to a "dominant party era," where the opposition struggles for cohesion amid BJP's post-Bihar momentum.

Public trust in electoral processes remains relatively high, bolstered by India's chairship of International IDEA's Council of Member States in 2026. Represented by Chief Election Commissioner Gyanesh Kumar, India leads under the theme "Democracy for an Inclusive, Peaceful, Resilient & Sustainable World." Initiatives like the India International Conference on Democracy and Election Management (January 2026) emphasize reimagining democracy through strong, independent electoral bodies and grassroots renewal.

Prime Minister Modi frequently asserts that "democracy delivers" in India, citing stability, speed, and scale in governance. Poverty reduction, infrastructure push, and economic reforms (updated GST, labor codes) support this, positioning India as the fastest-growing major economy despite global headwinds like US tariffs.

Global Ambitions vs. Domestic Realities

India's international profile shines brighter. At the India AI Impact Summit (inaugurated February 2026), Modi called for "democratizing AI" via the M.A.N.A.V. vision—emphasizing Moral and Ethical Systems, Accountable Governance, National Sovereignty, Accessible and Inclusive development, and Valid/Legitimate frameworks. He highlighted India's unique mix of diversity, demography, and democracy, arguing successful AI models here can scale globally, especially for the Global South.

Republic Day 2026 reflections urged deepening democracy at the "last mile"—empowering Gram Sabhas, municipalities, and cooperatives for just, sustainable progress. Internationally, India navigates multipolar ties adeptly, balancing partnerships with the US, Europe, Russia, and others.

Yet domestic critiques persist. Freedom House rates India "Partly Free," noting discriminatory policies, minority persecution (especially Muslims), and pressures on civil society, media, and critics. V-Dem labels it an "electoral autocracy," with declines in judicial independence, civic engagement, and credible elections over recent years.

Analyses point to rising inequalities, corporate-political nexus (via funding and policy influence), and hollowed-out representation. Some describe citizens reduced to voters, with legislative processes becoming formalities and checks on power weakening. The Supreme Court recently criticized state "freebie" culture amid fiscal deficits, urging focus on employment over doles.

Public discourse reflects frustration: debates over regulatory capture, caste politics, and accountability gaps. AI governance raises alarms too—official "democratizing" rhetoric contrasts with concerns over unregulated deployment enabling surveillance, hate speech, and exclusion of marginalized groups amid perceived democratic backsliding.

Key Tests Ahead in 2026

Upcoming state elections will gauge opposition revival and BJP dominance. Economic pressures from global tariffs and sanctions could spill into politics. Bold resolutions floated include institutional strengthening, media objectivity, curbing populism, and cooperative federalism.

India's rise—economic, demographic, diasporic—positions it as a counter to authoritarian models, but durability hinges on domestic institutional health. As one view puts it, the future may be "Indian" in a multipolar world, yet success depends on balancing decisiveness with accountability, growth with equity.

In 2026, Indian democracy is resilient yet strained: delivering elections and ambition globally while wrestling with inclusion, oversight, and renewal at home. Whether it self-corrects through reforms, grassroots empowerment, and vigilant engagement will define its trajectory—not just as the world's largest democracy, but as a sustainable one.

Financial Inclusion in Developing Countries

 

Financial inclusion means providing affordable access to essential financial services—like accounts, savings, credit, payments, and insurance—to underserved populations in developing countries. It helps reduce poverty, boost economic growth, empower women, and build resilience against shocks.

Recent Progress (as of 2024 data from World Bank's Global Findex 2025)

Globally, 79% of adults now have a financial account (up from 74% in 2021 and 51% in 2011).

In low- and middle-income economies (developing countries), 75% of adults have an account—an 80% increase since 2011.

Formal saving surged: 40% of adults in developing economies saved in a financial account in 2024 (up 16 percentage points since 2021—the fastest rise in over a decade).

Gender gap narrowed to just 5 percentage points in developing economies, with 73% of women holding accounts.

Digital payments are widespread: 61% of adults in low- and middle-income countries made or received them.

Mobile money has been transformative, especially in Sub-Saharan Africa, where adoption has driven massive gains in access without traditional banks.

Remaining Challenges

Despite gains, about 1.3 billion adults remain unbanked worldwide, many in developing regions. Barriers include high costs, limited infrastructure, low financial literacy, gender norms, and exclusion of the poorest and rural populations. Many accounts remain inactive, and financial resilience is low—only about one-third can cover expenses for over two months if income is lost.

The Path Forward

Digital innovations, national strategies, and public-private partnerships continue to drive progress. The focus is shifting from mere access to meaningful usage, financial health, and outcomes like women's empowerment and climate resilience. With continued investment, developing countries can close remaining gaps and unlock broader economic potential.

Indian Polity MCQ

1.The Chief Minister of a Union Territory where such a set up exists, is appointed by the (a)Lt, Governor {b) Majority party in Legislature ...